Here’s an example: You’re a CPA business, you have a staff accountant go to a client off-site and drive their vehicle. They make the poor choice to text and drive and gets into an accident. Will you be responsible? Sadly, it depends. Obviously you may say you didn’t tell the employee to hop on his phone while in the vehicle. Nevertheless, a lack of the correct Chino business insurance policy and/or policies in place in your workplace about distracted driving can lead to a real concern. Or a variety of professions that have staff driving. How about cable repair personnel or a sales person driving every day to customer’s residences?
Sometimes insurance plans are a difficult industry - what could handle this sort of circumstances? Would small business automobile insurance be the best or would liability insurance cover this? What about professional liability insurance policies- how does that factor in?
These are all legitimate concerns, for a quite interesting topic that can affect today’s company owners. Distracted driving is a dangerous risk today for individuals personally and is now a problem employers need to ensure they’re on top of. From suitable in-house policies laid down about such, to the perfect Anaheim business insurance plan from a reputable place, be sure you’re covered!
